Loan Payment Options

We offer multiple ways to make a loan payment. Choose from the various options below to find the best payment option for you.

Loan payment options using your Service First account

Online Banking
Login to your account and transfer a one-time payment or set up recurring payments from your Service First FCU checking or savings account, for free. 

Mobile Banking App
Download the Mobile Banking App and transfer a one-time payment or set up recurring payments from your Service First FCU checking or savings account, for free.

Balance Plus
Call 1-605-336-0721 or 1-800-456-1692 and follow the prompts to make a payment from your Service First FCU checking or savings account, for free. This option is available 24 hours a day, 7 days a week.

Branch Locations
Swing by any of our convenient branch locations and make a payment. You can even make after-hours payments using our night drop vault located in the first drive-thru lane at both our Main and Southwest Branch locations, and inside the ATM vestibule at our Falls Landing Branch.

By Mail
Send a check including your name, member number, and loan number to Service First FCU, 3901 E 10^th St, Sioux Falls, SD 57103.

Loan payment options using your account from another financial institution

Online Banking
Login to your account, click on "Transfers" and click on "External Account Transfer". Set up a one-time or recurring transfer for the payment amount, from an external checking or savings, for free.

Online Loan Payment
You can make one-time payments or set up recurring payments to your Service First loan with our Online Payment Center.

Express Payment

• Use to make a one-time payment for a $10 fee
• Quickly make a payment without registering
• Your payment information will not be stored
• Available 24 hours a day, 7 days a week

Recurring Payment

• Set up scheduled payments online for a $7 recurring charge
• Register with your email address and password
• Ability to save your payment sources
• Allows you to view your transaction history
• Available 24 hours a day, 7 days a week

Automatic Payment
Have recurring, automatic payments scheduled, for free. Stop by any of our convenient branch locations with a voided check (or documentation from your financial institution that shows your name as an account owner, account number, and the institution's routing number) to set up automatic payments to your loan.

By Phone
Call 1-605-336-1047 to make a payment with your debit or credit card for a $10.00 convenience fee.

Branch Locations
Swing by any of our convenient branch locations and make a payment. You can even make after-hours payments using our night drop vault located in the first drive-thru lane at both our Main and Southwest Branch locations, and inside the ATM vestibule at our Falls Landing Branch.

By Mail
Send a check including your name, member number, and loan number to Service First FCU, 3901 E 10^th St, Sioux Falls, SD 57103.