Mortgage Loans

Conventional Fixed Rate

A perfect option for buyers who prefer a fixed mortgage payment.

• Loan terms up to 30 years
• Purchase or refinance

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Conventional Adjustable-Rate

This option allows you to establish equity quicker with a lower initial rate. Your rate is not fixed and will adjust throughout the term of your loan depending on market rates.

• Loan terms up to 30 years
• Purchase or refinance

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Federal Housing Administration (FHA)

An ideal option for the first-time home buyer or those looking for a low down payment.

• Loan terms up to 30 years
• Purchase or refinance

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Veterans Administration (VA)

Fixed rate loan that is available to eligible members of the armed services. This loan is backed by the Department of Veteran Affairs.

• Loan terms up to 30 years
• Purchase or refinance
• Little to no down payment options available

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Rural Development (RD)

This loan is available to those who need financing for specific rural areas. This is part of the USDA's Rural Development program.

• Income limits apply
• Fixed rate

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Construction

If you're looking to build, we have a loan that has you covered from the start of the project to completion. 

• Term up to 12 months
• Fixed rate
• Interest-only payments during construction

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Lot

Found the perfect lot? We have a loan for you to purchase land with no structure. 

• Term up to 10 years
• Fixed rate

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Jumbo 

This loan is for those who are looking to finance or refinance more than the conventional loan limits. 

• Terms up to 30 years
• Fixed or Adjustable rate

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